8 Wealth Management Issues

We are committed to helping you make the most of your money and avoid common financial pitfalls. To guide conversations, we created a solid framework that addresses eight of life’s most common wealth management issues.

01. Investment management

In today’s investment environment, it is easy to be overwhelmed by an overabundance of information without individualized guidance. When everyone has their own unique financial situation, a “one size fits all” investment plan can be detrimental. As independent Financial Advisors, we have the opportunity to help you thoroughly assess your entire portfolio before working to build a long-term investment strategy, diversifying assets* and even dealing with tax implications.

02. Cash flow & debt management

It’s common knowledge that one should spend less than he or she earns, but unfortunately it’s not always put into practice. As independent Financial Advisors, we help evaluate your current and future sources of income, become more strategic with monthly budgets and set aside some cash for emergencies.

03. Family risk management

A key part of planning for the future is helping you protect your retirement savings and your ability to earn income. We can provide insurance products that help protect clients through unforeseen events.

04. Retirement planning

Life expectancies are increasing and pension plans are disappearing. We have the opportunity to help generate a clear vision of what you want from retirement – and establish a financial strategy that can help you get there.

05. Education planning

Education planning choices can be confusing and convoluted. We have the ability to guide you through this process and help you understand the implications of how your savings will affect your child’s ability to qualify for financial aid and how your income, gift and estate tax situation will play into it.

06. Estate planning

A well-crafted estate plan ensures that your wishes will be honored– even after you’re gone. We help clients avoid the tragic (yet common) mistake of putting off estate planning until it’s too late.

07. Business planning

If you run a business, it’s likely you also need assistance in dealing with other vital issues- employee benefits, business financial goals and risk management. By adding financial services to our practice with Acuff Financial Services , we are able to give input that helps you protect your family, your business and your future.

08. Special situations planning

Throughout your live, as you pursue long-term goals, unexpected financial needs will arise. Whether it’s planning for a wedding, taking a spontaneous vacation, buying a second home or an unforeseen event- you will have big financial decisions to make. As an independent Financial Advisors, we have the ability to ensure that you are well equipped to adjust your financial plan without jeopardizing long-term goals.